CashBay
CashBay
Get instant approval for personal loans up to ₱50,000 with competitive rates. Designed for Filipinos who need fast financial solutions.
We provide simple, fast and secure personal loans tailored for Filipino borrowers.
Get loan approval in as fast as 5 minutes with our automated system.
Borrow from ₱1,000 to ₱50,000 based on your needs and eligibility.
Your data is protected with bank-level security measures.
Get your loan in just 3 simple steps through our mobile app.
Install the CashBay app and complete your profile with basic information.
Choose your desired amount and repayment period, then submit your application.
Get approved instantly and receive money directly to your bank account.
Find answers to common questions about CashBay personal loans.
To be eligible for a CashBay loan, you must be:
First-time borrowers can apply for ₱1,000 to ₱15,000. As you establish a good repayment history with us, your credit limit can increase up to ₱50,000 for qualified borrowers.
Our daily interest rate starts at 1.5% depending on your credit assessment. There is also a one-time service fee of 1% of the loan amount. No hidden charges.
You can repay through multiple channels:
Yes, we take data privacy very seriously. All your personal and financial information is protected with bank-level encryption. We comply with the Data Privacy Act of 2012 and will never share your data with third parties without your consent.
We understand that financial situations can change. If you're having difficulty making a payment, please contact our customer service team at least 3 days before your due date to discuss possible options. Late payments will incur additional fees and may affect your credit score and future loan eligibility.
Get instant access to personal loans anytime, anywhere. Available on iOS and Android.
Trusted by thousands of Filipinos for their financial needs.
"I needed emergency funds for my daughter's hospital bill. Cash Bay approved my loan in just 10 minutes and the money was in my account within the hour. Lifesaver!"
"As a small business owner, CashBay has helped me manage cash flow during slow months. The application process is so simple and their customer service is excellent."
"I've used several loan apps but CashBay has the fairest rates and most transparent terms. My credit limit increased after just two successful repayments."